Recent content by Benjamin

For tax purposes, capital gains are profits earned from selling assets like stocks, property, or investments for more than their purchase price. They are categorized as short-term or long-term, with long-term gains usually taxed at lower rates. Capital gains must be reported on your tax return...

In Texas, the base state sales tax rate is 6.25 %. Local cities or counties can add up to 2 %, so the total sales tax can range from 6.25 % to 8.25 % depending on your location

As of now, Internal Revenue Service (IRS) has not approved or scheduled any new federal stimulus check for 2025 Rumors about payments — including proposed $2,000 “tariff-dividend” checks — are only suggestions.If Congress passes a law authorizing new stimulus payments and the IRS implements it...

Cloud software is any application or service that runs on remote servers and is accessed over the internet instead of being installed on a local computer. It allows users to store data, collaborate, and use tools from anywhere. Common examples include Google Drive, Office 365, and Dropbox...

Currently, QuickBooks Online appears to be working fine — no major outages have been reported. If you're experiencing problems, it could be a local issue (internet connection, browser/cache, etc.), not a system-wide outage.

Yes — Zoho Books offers a free plan. The free plan supports one user + one accountant and lets you create invoices, track expenses, manage bank reconciliation, and run basic reports — ideal for freelancers and micro-businesses. However, features are limited (e.g., number of invoices, users), so...

FreshBooks shines for freelancers and small service-based businesses thanks to its intuitive interface, built-in time tracking, and simple invoicing. Meanwhile, QuickBooks Online offers more advanced accounting features — like bank reconciliation, double-entry bookkeeping, inventory tracking...

Silver can be a good investment depending on your goals. It’s more affordable than gold and often rises during economic uncertainty, offering a hedge against inflation. Silver also has strong industrial demand, which supports long-term value. However, prices can be volatile. It works best as...

The best age for investing is as early as possible, ideally in your late teens or early 20s, because compound interest grows your money over time. However, it’s never too late to start. Any age is beneficial as long as you invest consistently, manage risk wisely, and focus on long-term financial...