Recent content by danisjohn

Account takeover fraud occurs when someone gains unauthorized access to your online accounts. Prevent it by using strong, unique passwords, enabling two-factor authentication, monitoring account activity, and avoiding phishing links. Regularly update security settings, limit shared personal...

BNZ dropping fixed home‑loan rates means lower interest costs for borrowers. The reduced rates make monthly mortgage payments cheaper and save homeowners money over the fixed period. It can also encourage refinancing or new home‑buying, improve loan affordability, and ease household finances...

Before filing an income tax return, you need key documents such as Form 16, PAN card, Aadhaar card, bank account details, salary slips, Form 26AS, investment proofs (LIC, PPF, ELSS, etc.), home loan interest certificate, rent receipts, and capital gains statements if applicable. These help...

Moving a mobile home typically costs between $4,000 and $15,000, depending on size, distance, permits, and setup services. Single-wide homes are cheaper, while double-wide homes cost more due to escorts and equipment. Long-distance moves, foundation work, and utility reconnections increase the...

Placing a fraud alert is effective because it notifies lenders to take extra steps to verify your identity before approving credit. This helps prevent identity thieves from opening new accounts in your name. It also signals that your credit report may contain inaccuracies, prompting further...

Direct taxes are taxes paid directly to the government by individuals or organizations based on income or wealth. Examples include income tax, corporate tax, and property tax. The burden cannot be shifted to others. They are progressive, meaning higher earners pay more, helping ensure fairness...

Financial statements have limitations: they reflect historical data, may not show current market value, rely on estimates and judgments, omit non-monetary factors like employee skill or brand value, and can be affected by accounting policies or errors. They provide useful insight but don’t give...

A non-current asset is a long-term resource owned by a business that is not expected to be converted into cash or used up within one year. Examples include property, plant, equipment, patents, and long-term investments. These assets help generate revenue over multiple accounting periods.

An account manager’s daily tasks include communicating with clients, understanding their needs, coordinating with internal teams, and ensuring project progress. They prepare reports, handle issues, negotiate renewals, and maintain strong relationships. They monitor performance, gather feedback...

An account manager is a professional responsible for maintaining and nurturing relationships between a company and its clients. They act as the main point of contact, understand client needs, coordinate services, solve issues, and ensure customer satisfaction. Their goal is to retain clients...

You can find simple and professional payslip templates on platforms like Microsoft Office, Google Docs, Canva, or template websites such as Template.net. These templates are customizable, easy to use, and suitable for businesses or personal payroll management.

Stipend pay is a fixed amount of money given regularly, often for internships, fellowships, or training programs. Unlike a traditional salary, it usually isn’t tied to hours worked and may cover living or educational expenses.

A Tax Identification Number (TIN) is a unique number assigned by a government to individuals or businesses for tax purposes. It is used to track tax obligations, file returns, verify identity, and ensure proper reporting of income and overall compliance.

The fixed expenses formula helps calculate total costs that do not change with production or activity level. It is: Fixed Expenses = Rent + Salaries + Insurance + Utilities + Other Fixed Costs These expenses stay constant regardless of business output or sales.

Racketeering refers to running illegal schemes to earn money, often through organized crime. It includes activities like fraud, bribery, extortion, money laundering, loan sharking, or operating fake businesses. In the U.S., racketeering is prosecuted under the RICO Act, which targets criminal...