Recent content by lara

I’ve been looking into how to cash in savings bonds, but there seem to be different rules depending on the type, age, and issuer of the bond. Some people say you can cash them at a bank, while others mention online redemption or specific government portals.

Nor federal stimulus check of 2025 recommended or proven. Typically, stimulus payment is anchored on atypical legislation and unless another bill is passed by Congress, the payment lacks a specific date to consider. Personal finances considerations say that this year should not be counted on any...

Assuming that you are on 1263L this is, you have a personal allowance of 12,630, which does not attract tax in the year. The L indicates the personal allowance of the amount that is ordinary. It offers an extra code 1257L (tax-free 60) of income to the end of the year compared to the 1257L that...

I’m looking for smart ways to invest $10,000 and want to avoid risky choices or quick-profit schemes. There are so many options like index funds, high-yield savings, real estate crowdfunding, stocks, crypto, and certificates of deposit, but it's hard to know which approach makes the most sense...

To answer what is blue collar job; In sectors including manufacturing, construction, mining, and transportation, blue-collar jobs are manual labor and skilled trade positions that require practical abilities and are physically taxing.

Cash App spam text lawsuit settlement: Cash App had to settle a lawsuit claiming that Cash App was sending unsolicited text messages of referrals without consent. A claim could only be initiated by the Washington state residents that received those texts in November 2019 through August 2025. The...

What Is an Incumbent? I’ve seen it used mostly in politics and sometimes in business, but I’m not fully sure how it applies. Does it only refer to someone currently holding a position, or does it have broader uses depending on the context? Any simple examples would help.

A ledger is a book or electronic record used for organizing and storing financial transactions. It keeps track of the cash, sales, and expense credit and debit entries in the accounts. Ledgers are accurate, help track the flow of funds inside the company, and support the creation of financial...

In Victoria, Australia, residential properties left unoccupied for more than six months per year are subject to the Vacant Residential Land Tax (VRLT). Rates, which are based on a property's Capital Improved Value, rise annually: 1% in the first year, 2% in the second, and 3% in the third. New...

Hey everyone, I recently came across info about the Capital One data breach settlement and was wondering if anyone here has received their compensation yet. How long does the payout process take, and what documents were required? Also, were all affected customers eligible or only specific groups?

Yes, it is a nice profession to be a financier when you like numbers, analysis, and solving problems. It has good pay prospects, career security and a variety of opportunities such as banking, accounting, investment and financial planning. Nevertheless, it may be competitive, rapid, and...

What is seller financing? Can someone explain in simple terms how it works? Is it similar to a loan from the seller, and what are the pros and cons for buyers and sellers?

I’m curious — is it possible to finance a car if you have no credit history? What options exist for first-time buyers — like co-signers, credit unions, buy-here-pay-here dealerships, or higher down payments?

I’m curious about the salary range for Chief Financial Officers (CFOs). I know their pay can vary a lot based on company size, industry, location, and experience — but I don’t have a clear idea of the typical range. Do CFOs get paid a fixed salary only, or do they also earn bonuses, profit...

I’m trying to clearly understand salary deduction rules and what employers are legally allowed to deduct from an employee’s pay. I know some common deductions include income tax, PF, and professional tax — but beyond that, it gets confusing. Can companies deduct amounts for late coming, notice...