Recent content by peterkavinsky

To receive money on Zelle, all you need is to register with Zelle using your bank’s mobile app or the Zelle app. Once you’re enrolled with your email or phone number, the sender can transfer money to you, and it usually arrives within minutes.

Yes, you can finance a car with no credit, but lenders may require a larger down payment, proof of income, or a co-signer. You may also get higher interest rates. Shopping around at credit unions, first-time buyer programs, or dealerships that work with no-credit customers can improve your chances.

FreshBooks is widely praised for its user‑friendly interface, strong invoicing features, and helpful expense tracking — making it a solid choice for freelancers and small businesses. Users often highlight its clean design and useful automation tools. However, some mention that pricing can get...

A workpaper is a document accountants or auditors use to record evidence, calculations, and notes while preparing financial statements or conducting an audit. It supports the final reports and shows how conclusions were reached.

To get a business license, choose your business structure, register your business name, and apply through your local city or county government. You may also need state or federal permits depending on your industry. Submit the required documents, pay the fee, and wait for approval.

The last day to file 2025 U.S. federal income taxes (for the 2024 tax year) is April 15, 2025.

Bankruptcy fraud is illegal activity where someone lies, hides assets, or provides false information during a bankruptcy case to avoid paying debts. It includes actions like concealing property, filing multiple cases, or submitting fake documents.

OASDI tax is the Old-Age, Survivors, and Disability Insurance tax, which helps fund U.S. Social Security benefits. It’s automatically taken from your paycheck to support retirement, disability, and survivor programs.

Social security tax is a mandatory payroll tax collected from employees and employers to fund government programs that provide retirement, disability, and survivor benefits.

A CRN (Course Reference Number) is a unique code assigned to each class offered by a college or university. Students use this number to register, add, or drop specific courses.

An account manager is a professional who manages relationships between a company and its clients. They ensure client satisfaction, coordinate services or projects, and act as the main point of contact to maintain long-term partnerships.

An account manager handles client relationships, solves problems, coordinates with internal teams, tracks project progress, and ensures clients are satisfied. They also manage communication, gather feedback, and look for opportunities to grow the business through upselling or maintaining...

Per diem pay is a daily allowance that employers give to workers to cover travel-related expenses such as meals, lodging, and incidentals. Instead of reimbursing individual receipts, companies provide a fixed daily rate, making the process simpler and faster. Per diem rates often follow...

Salary offers stability, predictable income, and better benefits, while hourly pay can earn more during overtime and allows flexibility. The better option depends on your goals—choose salary for security, and hourly pay if you prefer earning based on hours worked.

Management accounts services involve preparing regular financial reports—usually monthly or quarterly—to help businesses track performance, cash flow, profits, and expenses. These reports give owners clear, up-to-date insights so they can make smarter decisions, plan budgets, and spot issues...