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EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a metric that indicates a company’s operating performance by stripping away financial and accounting influences. It is used by investors to make comparisons between companies.

OPEX or operating expenses refer to the costs that a company needs to incur in carrying out its day-to-day activities. OPEX include such expenses as payroll, office rental payments, utilities, marketing, and maintenance costs.

Additional Paid-in Capital is the money that investors have paid in excess of the face value of stocks when purchasing stocks from a company. APIC can be found in the equity section of the balance sheet and indicates extra capital that boosts the company without creating debts.

Daily active users (DAU) is a measure of the number of unique users who engage with a system or application within a day in system design.

XLOOKUP is an Excel formula that performs a search within a selected range or array of data and retrieves information from a secondary selected range that corresponds to the selected value. It was designed to replace other similar formulas such as VLOOKUP and HLOOKUP.

The acceptable rate of cash-on-cash return in real estate investments should be between 8% to 12%, although the acceptable percentage will depend on risk factors. Some lower-risk investments may consider a return rate of between 6% and 8%. The cash-on-cash return evaluates the percentage return...

Net Operating Income (NOI) is a real estate valuation metric that shows the net income of a real estate asset after all the operating costs have been deducted but before accounting for the debt service and income tax.

Assets under Management (AUM) is a term used in the finance sector that indicates the overall market value of the assets managed by financial institutions on behalf of their clients. The assets could include securities such as stocks and bonds, among others.

Annual income refers to the sum total of money made by individuals or businesses in a span of one year. It comprises salaries, wages, bonuses, commissions, and other sources of income that can be before or after taxes.

The annual income is defined as the entire income generated by a company or an individual within a period of one year. This income can be either pre-tax or post-tax income depending on the context and includes salary, wage, bonuses, commissions, investments, and any other source of income.

Interest earned on savings accounts is taxable. Therefore, it is impossible to avoid paying taxes legally. However, there are some ways that can help lower the amount of taxes paid, such as using tax-exempt savings accounts.

WACC is calculated as follows: multiply the weight of each source of capital by its cost and add all the products together. WACC = (E/V×Re) + (D/V×Rd×(1−Tax)).

The franchise business allows you to start up a business using an existing brand name and business model. Franchise requires a one-time fee plus regular royalty payments. Franchisors give training and guidance, while franchisees manage daily activities.

Venmo charges a fee equivalent to 1.75% of the transfer amount for immediate transfers to a connected bank account or debit card; however, the minimum fee charged is $0.25, while the maximum fee charged is $25 per transfer. Free bank transfers are not instant.

People make decisions out of emotion, bias, and illogicality according to behavioral economics. In contrast, traditional economics perceives actors' behavior rationally maximizing their benefits and having all necessary information.