Recent content by Shane John

Account-takeover fraud schemes can be avoided by ensuring that your passwords are strong and unique, turn on two-factor authentication, never clicking on questionable links, keeping your devices current, and watching your accounts to see any suspicious activity. The majority of account takeovers...

By lowering BNZ fixed home-loan rates it is tantamount to the borrowing cost being slightly reduced by the homeowners and new home purchasers. The monthly payments could be reduced, refinancing will be more attractive to you, and can be a sign that the bank thinks that the interest-rate climate...

The current auto-refinance lenders that are recommended most in the US include: LightStream - when you have excellent credit, good rates. RateGenius- shop amongst the different lenders to find lower rates. RefiJet - time-saving process. Capital one auto refinancing- flexible terms. These...

An incumbent is simply another term to refer to somebody who is the current holder of a given position or office. As an example, in elections, the incumbent is the already-in-job candidate who is seeking to retain his or her position. It simply refers to “incumbent incumbent of the post.

No, the retained earnings are not an asset. They are classified under the shareholders equity in the balance sheet. Retained earnings are the profits retained in the company as opposed to being given out as dividends. They demonstrate the strength of the company, yet they do not operate as cash...

Indeed, finance can be viewed as a powerful career since it has high earning capacity and a wide range of jobs. Banking, investment, financial analysis and corporate finance roles are also stable and grow. People analytical and problem solvers would be suited to the field. Career progression is...

Assuming that you earn 60,000 annually and work full-time (or 40 hours a week and 52 weeks a year), then that actually equals about 28.85 per hour, none including taxes. That is an approximate value of what the hourly pay is, but actual take-home pay is determined by deductions, overtime, and...

The degree of finance provides numerous opportunities of career: you have any opportunity to become a financial analyst, investment banker, financial planner, budget analyst or risk manager. You can also venture into corporate finance, banking, accounting and even wealth management. It is a...

A CFO or Chief Financial Officer is within charge of the overall financial strategy and health of a company. They monitor budgeting, accounting, cash flow, financial planning, reporting and risk management. CFOs use data in making significant decisions affecting the business, guide the CEO, and...

Payroll variance is the variance between what a company anticipated to pay employees in a particular payroll period and what the company actually paid during the payroll period. This variation may occur due to overtime, bonus, shift swaps, entering wrong hours, leaving employees or due to errors...

Sage 50 is a desktop accounting software that is mostly utilized in small to middle enterprises. it assists in the administration of invoicing, expenses, payroll, cash flow, and inventory and suggests cloud-connectivity to access it flexibly and to collaborate. In companies that require more...

A risk-based audit is a type of audit whereby auditors are more interested in the areas of a business that may have issues more than the rest (checking all the auditor requires an even allocation of time and effort), and so they place more effort in the areas that have greater risk (complex...