Lexus Finance (Lexus Financial Services) works by offering auto loans directly through Lexus dealerships. You apply for financing at the dealership or online, choose a loan term (usually 24–72 months), and get an interest rate based on your credit score. After approval, you make monthly payments that include principal and interest until the loan is paid off. Lexus Financial Services may also offer special APR deals, loyalty programs, or lease-to-loan options for eligible buyers.
