Is short term disability taxable income in the US?

[Yale]

I receive disability benefits and want to know is short term disability taxable depending on who pays the premiums.

 

[Jonas_Kahnwald]

Who pays the premiums determines this. If your employer pays for the short-term disability insurance, the benefits are usually taxable. Benefits are usually not taxable if you pay the premiums yourself with after-tax money. A portion of the benefit may be taxed because some plans are mixed.

 

[Peter]

Yes, short-term disability can be taxable in the U.S. it’s taxable if your employer paid the premiums, and usually tax-free if you paid the premiums with after-tax dollars.

 

[DanieleBun]

In the U.S. short term disability benefits are subject to taxation depending on the payer of the premiums. In case your employer paid them, benefits are normally taxable. When the premiums are paid using after-tax money, the benefits are not taxable generally. Mixed payments are subject to partial taxation.

 

[Benjamin]

Short-term disability (STD) benefits may be taxable in the U.S., depending on who paid the insurance premiums. If your employer paid the premiums or you paid with pre-tax dollars, benefits are usually taxable. If you paid premiums with after-tax dollars, the benefits are generally not taxable. Always check your policy and tax documents.