What is a Chart of Accounts?

charlie

Member
I often hear about the Chart of Accounts (COA) in bookkeeping and accounting software, but I’d like to understand exactly what it is and how it’s used.


From what I gather, it’s a structured list of all the accounts a business uses to record financial transactions — like assets, liabilities, income, and expenses. But I’m not sure how it’s organized or how businesses decide which accounts to include.
 
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