Recent content by jacob

  1. J

    How many credit cards should i have?

    I’m trying to get a better handle on my credit and overall finances, and I keep seeing different opinions about the “right” number of credit cards to have. Some people say one or two is enough, while others seem to have ten or more. What’s a reasonable number of credit cards to carry? Does...
  2. J

    How to report tax fraud

    Hey everyone, I’m trying to figure out the proper way to report suspected tax fraud, but the information online feels a little scattered. Has anyone here actually gone through the process? What’s the correct way to report it, and do you need solid proof beforehand, or just reasonable suspicion...
  3. J

    What is the sales tax in texas

    I’ve been trying to figure out what the sales tax in Texas actually is, but I keep seeing different numbers depending on the city or county. I know there’s a statewide base rate, but it seems like local taxes can raise it higher.
  4. J

    What Are the Best Outsourced Accounting Services for Small Businesses in 2025?

    Freelancer / Very small business / Startup → Lean to simpler providers bookkeeping-oriented (such as Bench, Botkeeper) at the lowest cost and minimum financial hygiene. Uncomplicated SME that needs payroll, tax, compliance → Use full-service (such as Bookkeeper360, Ignite Spot) which do...
  5. J

    What Exactly Is Stipend Pay and How Does It Work?

    Stipend is an allowance, a regular amount of money paid to a student, intern or trainee. Not hourly wages, it is the basic costs as they are being experienced, trained or are doing very little work.
  6. J

    What causes payroll errors?

    The causes of payroll errors include human errors in people, use of outdated software or inadequate software, and data mismanagement. The most frequent ones include incorrect manual processing of information, incorrect totaling of payment or overtime, incorrect deduction of taxes, incorrect...
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