Recent content by Maxmayfield

Yes, the National Fraud Initiative helps reduce fraud by securely matching data across public and private sector bodies to identify suspicious patterns. It detects false claims, duplicate records, and misuse of services, helping organizations prevent losses and improve accountability.

Credit card fraud is fairly common due to data breaches, phishing, and online scams. To protect yourself, use strong passwords, enable two-factor authentication, monitor statements regularly, avoid public Wi-Fi for payments, and never share card details. Report suspicious activity immediately to...

Yes, account size matters when trading NQ (Nasdaq futures). Because NQ is highly volatile and has a large tick value, you need enough capital to handle price swings, manage margin requirements, and avoid getting stopped out quickly. A larger account provides better risk management and more...

A smart way to invest 10k is to diversify: consider a mix of index funds or ETFs, which offer steady long-term growth, plus some high-yield savings or bonds for safety. You can also allocate a small portion to stocks or REITs for higher returns. If you're new to investing, a robo-advisor can...

You should consider refinancing your car loan if it can lower your interest rate, reduce monthly payments, or shorten the loan term. Compare offers carefully and check for fees to ensure it’s financially beneficial.

Cash App’s parent company settled a $12.5 million lawsuit over spam texts sent through its “Invite Friends” program. Eligible U.S. users could claim $88–$147 if they received unsolicited texts and filed before the October 27, 2025 deadline.

A simple general ledger example for beginners: Account: Cash Date Description Debit Credit Balance 01/12/2025 Opening Balance 1000 1000 02/12/2025 Sales Revenue 500 1500 03/12/2025 Rent Payment 200 1300 This shows how debits and credits affect the account balance.

In finance, a derivative is a contract whose value is based on the price of an underlying asset, such as stocks, bonds, commodities, or currencies. Common types include options, futures, and swaps, and they are used for hedging risk or speculation.