Credit Card Fraud — How Common Is It and How Do You Protect Yourself?

[rajat]

I’ve been reading more about credit card fraud, and it seems like cases are increasing with online shopping, data breaches, and digital payments. Some people say their card gets compromised even when they never use it online, which makes it confusing to understand how these scams happen. Any tips, best practices, or personal experiences would be really helpful for preventing this.

 

[Oliver]

In today's digital world, credit card fraud is a frequent and ever-increasing risk that entails the illegitimate usage of your credit card information, which is commonly obtained through online fraud methods like phishing and skimming or through data leaks. However, there are ways to shield yourself such as by creating complex passwords, activating two-factor authentication, checking your account statements for any unauthorized transactions, making online payments only through secure sites (HTTPS), and safely discarding personal documents. You should also never give out any confidential information such as your PIN or OTP, not even to phone callers who claim to be from your bank.

 

[Elisa]

Credit card fraud is common, so protect yourself by using secure websites, enabling alerts, and never sharing your card details.

 

[Maxmayfield]

Credit card fraud is fairly common due to data breaches, phishing, and online scams. To protect yourself, use strong passwords, enable two-factor authentication, monitor statements regularly, avoid public Wi-Fi for payments, and never share card details. Report suspicious activity immediately to your bank.

 

[Selena]

Fraud made with credit cards is extremely frequent, particularly in the sphere of online shopping and data leaks. Phishing scam or card number theft by criminals. In order to stay safe, you should use secure websites, apply two-factor authentication, do not save your card details, check your statements regularly, freeze your card in case of suspicious activity, and use virtual or chip-enabled cards.