What do I need to open a bank account as an individual or small business owner?
Are ID proof and address documents mandatory for all banks?
Does the requirement change for online bank accounts?
If you’re opening as a small business owner, expect extras: business registration, GSTIN, partnership deed or MOA/AOA, depending on your entity type. Personal accounts are simpler but yeah, ID + address proof is non-negotiable in my experience.
To open a bank account, you usually need a valid government ID, address proof, passport-size photos, and PAN card. Some banks may ask for an initial deposit, mobile number, and completed application form for verification.
