What is UPI?

jatin

Member
I often hear about UPI when people talk about digital payments and online money transfers. Can someone explain what UPI is and how it works? I’d like to know how it allows instant bank-to-bank transfers and whether it is safe to use for daily transactions. Also, which apps support UPI payments and what are the main benefits of using it compared to traditional bank transfers? Any simple explanation would be appreciated.
 
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